Managing your finances can be tricky, especially when you have to spread your student finance across rent, bills, food and leisure activities, but it's vital that you learn to keep track of your spending.


Here is a simple Budget Calculator to help you keep on track with your money and avoid getting into tricky situations. 

Checking your balance regularly is essential. With mobile banking and smartphone apps, it’s easier than ever to keep an eye on your bank account. There are no excuses when it comes to knowing how much you have to spend and making sure standing orders, direct debits and loan payments are all in order.

Student Banking

Pick the account that’s right for you - There are plenty of incentives designed by the banks to make you choose them but make sure your student account has everything you need. 

Make sure you read the small print and know what you’re entitled to. How much overdraft do you get? How much does it go up each year? And how long do you have to pay it back once you graduate? These are all important questions to consider when applying for a bank account. 

Credit cards don’t mean free money! Most banks offer credit cards but only take them if you really must. With no regular income, it can be tough to repay even the smallest amount and interest can accrue quickly. Everything you spend has to eventually be paid back with interest so don’t spend what you can’t afford.

What happens if I get into trouble?

Whilst Beds SU might not be able to help you directly, they are networked with lots of services that will be able to give you a helping hand. The university also has a Student Money Advice team to support you.

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